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Have questions about home loans, refinancing, or where to begin? Our team at Select Lending is ready to support you every step of the way. Whether you’re just starting your homeownership journey or looking for expert guidance on your next move, we’re just a message or phone call away.

Buying a home comes with some of the highest highs… and a few “wait, WHAT?” moments.
Everything looks perfect —
Your offer’s accepted.
Inspection is smooth.
You’re already planning where the sofa goes…
And then boom. Something pops up and the deal hits a wall.
✔️ A last-minute big purchase changes your DTI.
✔️ You switch jobs right before closing.
✔️ The appraisal comes in lower than expected.
✔️ The inspection uncovers a costly surprise.
✔️ The seller delays due to title or paperwork issues.
Here’s the thing:
Even the small decisions you make during the process can create big ripple effects.
Want to make it to the closing table with confidence?
💬 DM Select Lending and we’ll walk you through exactly how to protect your approval, step by step.

Buying a home comes with some of the highest highs… and a few “wait, WHAT?” moments.
Everything looks perfect —
Your offer’s accepted.
Inspection is smooth.
You’re already planning where the sofa goes…
And then boom. Something pops up and the deal hits a wall.
✔️ A last-minute big purchase changes your DTI.
✔️ You switch jobs right before closing.
✔️ The appraisal comes in lower than expected.
✔️ The inspection uncovers a costly surprise.
✔️ The seller delays due to title or paperwork issues.
Here’s the thing:
Even the small decisions you make during the process can create big ripple effects.
Want to make it to the closing table with confidence?
💬 DM Select Lending and we’ll walk you through exactly how to protect your approval, step by step.

Today, we pause to recognize the bravery, sacrifice, and unwavering dedication of the men and women who have served our country.
 At Select Lending, we’re proud to help veterans and active-duty service members achieve the dream of homeownership through VA loan programs designed to honor their service.
Thank you for your courage and for protecting the home we all share.

#VeteransDay #SelectLending #VALoans #HomeOfTheBrave #ThankYouVeterans

Today, we pause to recognize the bravery, sacrifice, and unwavering dedication of the men and women who have served our country.
 At Select Lending, we’re proud to help veterans and active-duty service members achieve the dream of homeownership through VA loan programs designed to honor their service.
Thank you for your courage and for protecting the home we all share.

#VeteransDay #SelectLending #VALoans #HomeOfTheBrave #ThankYouVeterans

Miami is proving exactly why we say it—with median home values around $578K and single-family homes in the region up ~167% over 10 years.

Luxury buyers are bidding up homes over $3K per sq ft, and offices in top markets are posting ~10% rent growth, as companies flock south.

Yes, inventory is shifting and the market is evolving, but one thing is clear: opportunity in Miami isn’t slowing down. This is the place to be. Message us today to learn more about all your options

#SelectLending #MiamiRealEstate #LocationMatters #SouthFloridaHomes #GrowthMode

Miami is proving exactly why we say it—with median home values around $578K and single-family homes in the region up ~167% over 10 years.

Luxury buyers are bidding up homes over $3K per sq ft, and offices in top markets are posting ~10% rent growth, as companies flock south.

Yes, inventory is shifting and the market is evolving, but one thing is clear: opportunity in Miami isn’t slowing down. This is the place to be. Message us today to learn more about all your options

#SelectLending #MiamiRealEstate #LocationMatters #SouthFloridaHomes #GrowthMode

We. Close. Deals.
Because at Select Lending, we don’t just talk about results — we deliver them. 💪
Here’s to starting the week strong and ending it with another set of keys handed over. 🔑✨
#SelectLending #MondayMotivation #WeCloseDeals

We. Close. Deals.
Because at Select Lending, we don’t just talk about results — we deliver them. 💪
Here’s to starting the week strong and ending it with another set of keys handed over. 🔑✨
#SelectLending #MondayMotivation #WeCloseDeals

Happy Halloween from all of us at Select Lending! 🎃
May your day be full of treats, no tricks—and your rate sheet look just as sweet 👻
Whether you’re handing out candy or handing over keys, we hope your Halloween is full of good vibes, great memories, and maybe even a little lender magic. 🏡✨
#SelectLending #HappyHalloween #MortgageMadeSimple #HomeSweetHaunt #SouthFloridaHomes #SpookySeason

Happy Halloween from all of us at Select Lending! 🎃
May your day be full of treats, no tricks—and your rate sheet look just as sweet 👻
Whether you’re handing out candy or handing over keys, we hope your Halloween is full of good vibes, great memories, and maybe even a little lender magic. 🏡✨
#SelectLending #HappyHalloween #MortgageMadeSimple #HomeSweetHaunt #SouthFloridaHomes #SpookySeason

‘Rates dropped!’ sounds like a green light, right? But here’s the real – the market’s playing by new rules.
I’ve been telling realtors: don’t just promote the headline – lead with negotiation power.

✅ Roughly 44 % of homes sold in Q1 included seller credits/assistance.
✅ Buyers now have more leverage.
So if you’re a seller: asking your agent to just shout ‘rate cut!’ isn’t enough. You want someone who can negotiate credits, adjust the price and move quickly.

When the Fed lowers rates, it’s adjusting the federal funds rate — the one that affects credit cards, auto loans, and short-term borrowing, not directly mortgage rates.
🏠 Mortgage rates actually move with the 10-year Treasury yield, which reacts to what investors think will happen with inflation and the economy.
So while a Fed rate cut can influence mortgage rates over time, it doesn’t cause an instant drop. What it really signals is that the Fed is trying to stimulate the economy — and that could create opportunities for buyers in the coming months.
In other words: don’t just chase the headline — understand what it means for your homebuying power. 💪

#Mortgage #HomeSelling #RealEstateTips #SelectLending #SouthFloridaRealEstate

‘Rates dropped!’ sounds like a green light, right? But here’s the real – the market’s playing by new rules.
I’ve been telling realtors: don’t just promote the headline – lead with negotiation power.

✅ Roughly 44 % of homes sold in Q1 included seller credits/assistance.
✅ Buyers now have more leverage.
So if you’re a seller: asking your agent to just shout ‘rate cut!’ isn’t enough. You want someone who can negotiate credits, adjust the price and move quickly.

When the Fed lowers rates, it’s adjusting the federal funds rate — the one that affects credit cards, auto loans, and short-term borrowing, not directly mortgage rates.
🏠 Mortgage rates actually move with the 10-year Treasury yield, which reacts to what investors think will happen with inflation and the economy.
So while a Fed rate cut can influence mortgage rates over time, it doesn’t cause an instant drop. What it really signals is that the Fed is trying to stimulate the economy — and that could create opportunities for buyers in the coming months.
In other words: don’t just chase the headline — understand what it means for your homebuying power. 💪

#Mortgage #HomeSelling #RealEstateTips #SelectLending #SouthFloridaRealEstate

The relationship between a Realtor and a Lender is more than just a transaction — it’s a partnership built on trust, communication, and shared goals. 🤝

When both sides are aligned, clients win. That’s what we focus on at Select Lending — creating relationships that go beyond the closing table. 💼🏡

#SelectLending #RealtorLenderPartner #HomeBuyingTeam #MortgageExperts #SouthFloridaRealtor #RealEstateTips

The relationship between a Realtor and a Lender is more than just a transaction — it’s a partnership built on trust, communication, and shared goals. 🤝

When both sides are aligned, clients win. That’s what we focus on at Select Lending — creating relationships that go beyond the closing table. 💼🏡

#SelectLending #RealtorLenderPartner #HomeBuyingTeam #MortgageExperts #SouthFloridaRealtor #RealEstateTips

Let’s be real — your feed is full of people talking about how rates are dropping.
So the question isn’t “Are rates down?” anymore… it’s “What’s stopping you from taking the next step?”
Whether you’re buying, refinancing, or finally ready to invest — let’s talk strategy before the next wave hits.
📲 #SelectLending #MortgageMadeSimple

Let’s be real — your feed is full of people talking about how rates are dropping.
So the question isn’t “Are rates down?” anymore… it’s “What’s stopping you from taking the next step?”
Whether you’re buying, refinancing, or finally ready to invest — let’s talk strategy before the next wave hits.
📲 #SelectLending #MortgageMadeSimple

When your lender says “don’t make any big purchases before closing”… this is what they mean 👀🚗💳
Even if you can afford it, buying a new car before your mortgage closes can change your debt-to-income ratio — and that can delay (or even cancel) your loan approval.
Moral of the story: wait until after you get the keys to make that car your next purchase. 🏡➡️🚘
#SelectLending #MortgageTips #HomeBuying101 #LenderAdvice #ClosingDay

When your lender says “don’t make any big purchases before closing”… this is what they mean 👀🚗💳
Even if you can afford it, buying a new car before your mortgage closes can change your debt-to-income ratio — and that can delay (or even cancel) your loan approval.
Moral of the story: wait until after you get the keys to make that car your next purchase. 🏡➡️🚘
#SelectLending #MortgageTips #HomeBuying101 #LenderAdvice #ClosingDay

Things No One Tells You (Until You’re Knee-Deep in Paperwork and Target Bags 🛍️)
Let’s make sure you’re ahead of the curve:
1️⃣ Sellers can help more than you think — from covering closing costs to throwing in a home warranty.
2️⃣ Buying with a partner? Lenders go by the lowest credit score.
3️⃣ Your first mortgage payment usually skips a month (close in November → first payment due in January).
4️⃣ USDA loans = 0% down. Perfect for buyers in eligible rural areas.
5️⃣ Homestead exemptions can lower your property taxes — worth the research!
6️⃣ Most first-time buyers only put down 3–9%, not 20%.
7️⃣ Talking to a lender is free — and the only way to get real numbers that fit your budget.
8️⃣ Visit the house at night. The vibe can change when the sun goes down. 🌙
9️⃣ Down payment assistance programs do exist — and we help clients find them every day.
🔟 Once you’re pre-approved, you can shop around for quotes within 14 days without hurting your credit.
There’s a lot people don’t tell you about buying a home — but that’s where we come in. 💡
Save this post so you’re ready when it’s your turn to buy.
#SelectLending #MortgageTips #Homebuying101 #FloridaHomes #MortgageEducation #FirstTimeHomebuyer

Things No One Tells You (Until You’re Knee-Deep in Paperwork and Target Bags 🛍️)
Let’s make sure you’re ahead of the curve:
1️⃣ Sellers can help more than you think — from covering closing costs to throwing in a home warranty.
2️⃣ Buying with a partner? Lenders go by the lowest credit score.
3️⃣ Your first mortgage payment usually skips a month (close in November → first payment due in January).
4️⃣ USDA loans = 0% down. Perfect for buyers in eligible rural areas.
5️⃣ Homestead exemptions can lower your property taxes — worth the research!
6️⃣ Most first-time buyers only put down 3–9%, not 20%.
7️⃣ Talking to a lender is free — and the only way to get real numbers that fit your budget.
8️⃣ Visit the house at night. The vibe can change when the sun goes down. 🌙
9️⃣ Down payment assistance programs do exist — and we help clients find them every day.
🔟 Once you’re pre-approved, you can shop around for quotes within 14 days without hurting your credit.
There’s a lot people don’t tell you about buying a home — but that’s where we come in. 💡
Save this post so you’re ready when it’s your turn to buy.
#SelectLending #MortgageTips #Homebuying101 #FloridaHomes #MortgageEducation #FirstTimeHomebuyer

🏡 Congratulations to @a1.lending , on closing on her new primary home! 🎉
This wasn’t just a home purchase — it was a strategic move.
Arianna used a powerful real estate strategy known as House Hacking 💡
So, what is House Hacking?
It’s when you buy a property, live in one part of it, and rent out the other parts to help cover your mortgage and housing expenses. In this case, she’s purchasing a new property to live in!

Here’s how it works ⤵️
1️⃣ Purchase a property — like a duplex, triplex, or even a single-family home with extra space.
2️⃣ Live in one unit or room — making it your primary home.
3️⃣ Generate rental income — from the remaining units or spare rooms.
4️⃣ Cover your expenses — your rental income helps pay the mortgage, taxes, insurance, and more.

Over time, that strategy helps reduce (or even eliminate) your housing costs, build equity faster, and create passive income that can fuel your next investment.

👏 A huge thank you to everyone who helped make this closing possible — and cheers to Arianna for leading by example and showing how smart homeownership can also be a path to financial freedom. 🥂

#SelectLending #AriannaGonzalez #HouseHacking #FinancialFreedom #PassiveIncome #RealEstateStrategy #ClosingDay #SmartInvesting #MortgageTips #SouthFloridaRealEstate

🏡 Congratulations to @a1.lending , on closing on her new primary home! 🎉
This wasn’t just a home purchase — it was a strategic move.
Arianna used a powerful real estate strategy known as House Hacking 💡
So, what is House Hacking?
It’s when you buy a property, live in one part of it, and rent out the other parts to help cover your mortgage and housing expenses. In this case, she’s purchasing a new property to live in!

Here’s how it works ⤵️
1️⃣ Purchase a property — like a duplex, triplex, or even a single-family home with extra space.
2️⃣ Live in one unit or room — making it your primary home.
3️⃣ Generate rental income — from the remaining units or spare rooms.
4️⃣ Cover your expenses — your rental income helps pay the mortgage, taxes, insurance, and more.

Over time, that strategy helps reduce (or even eliminate) your housing costs, build equity faster, and create passive income that can fuel your next investment.

👏 A huge thank you to everyone who helped make this closing possible — and cheers to Arianna for leading by example and showing how smart homeownership can also be a path to financial freedom. 🥂

#SelectLending #AriannaGonzalez #HouseHacking #FinancialFreedom #PassiveIncome #RealEstateStrategy #ClosingDay #SmartInvesting #MortgageTips #SouthFloridaRealEstate

Investors, this one’s for you 👊
 DSCR loans are the game-changer you’ve been waiting for:
• No income docs.
• No landlord history required.
• Properties that other lenders won’t touch (condotels, short-term rentals, even vacant homes) → we can finance.

At Select Lending, we’ve designed DSCR programs that open doors for: ✔️ First-time investors + buyers ✔️ Foreign nationals & ITIN borrowers ✔️ Multifamily + mixed-use properties ✔️ Short-term rentals (Airbnb/VRBO approved)

Whether you’re building a portfolio or just getting started, we’ll structure a plan that makes sense for YOU.

💬 DM us “DSCR” and let’s talk strategy.

Investors, this one’s for you 👊
 DSCR loans are the game-changer you’ve been waiting for:
• No income docs.
• No landlord history required.
• Properties that other lenders won’t touch (condotels, short-term rentals, even vacant homes) → we can finance.

At Select Lending, we’ve designed DSCR programs that open doors for: ✔️ First-time investors + buyers ✔️ Foreign nationals & ITIN borrowers ✔️ Multifamily + mixed-use properties ✔️ Short-term rentals (Airbnb/VRBO approved)

Whether you’re building a portfolio or just getting started, we’ll structure a plan that makes sense for YOU.

💬 DM us “DSCR” and let’s talk strategy.

If you’ve been waiting for a sign to start your homebuying journey… this is it. ☎️🏡
At Select Lending, we’ll catch the call and guide you the rest of the way.

If you’ve been waiting for a sign to start your homebuying journey… this is it. ☎️🏡
At Select Lending, we’ll catch the call and guide you the rest of the way.

🚨 Big news for borrowers + partners! 🚨

REMN just announced major enhancements to their HELOC program, giving buyers and business owners more flexibility than ever:

✅ Business bank statements are now accepted
✅ Loan amounts increased up to $750,000
✅ Appraisals only required on loans above $400,000

What does this mean? → More options to qualify, larger loan limits, and a smoother path to funding.

💬 Curious how this could help you or your clients? Let’s connect and run the numbers.

#HELOC #MortgageNews #LendingOptions #HomeEquity #SelectLending

🚨 Big news for borrowers + partners! 🚨

REMN just announced major enhancements to their HELOC program, giving buyers and business owners more flexibility than ever:

✅ Business bank statements are now accepted
✅ Loan amounts increased up to $750,000
✅ Appraisals only required on loans above $400,000

What does this mean? → More options to qualify, larger loan limits, and a smoother path to funding.

💬 Curious how this could help you or your clients? Let’s connect and run the numbers.

#HELOC #MortgageNews #LendingOptions #HomeEquity #SelectLending

👉 ‘I don’t want you to pull my credit.’
Here’s the truth → while pulling credit is the most traditional way to start your approval, it’s not the only way.
At Select Lending, we can explore alternative methods to get you prequalified and provide Loan Estimates tailored to the properties you’re interested in.

That means you can still shop confidently—without putting your credit through the wringer right away. 🏡✨

📩 DM us to learn how we can get you started today!

👉 ‘I don’t want you to pull my credit.’
Here’s the truth → while pulling credit is the most traditional way to start your approval, it’s not the only way.
At Select Lending, we can explore alternative methods to get you prequalified and provide Loan Estimates tailored to the properties you’re interested in.

That means you can still shop confidently—without putting your credit through the wringer right away. 🏡✨

📩 DM us to learn how we can get you started today!

Florida buyers & homeowners — here’s the scoop:
The conforming loan limit for one-unit homes is already being honored at $819,000, up from $806,500.

🔑 Why this matters:
• Conforming loans = easier qualifying, faster processing, and often better rates compared to jumbo loans

• Higher limits give you more buying power while keeping you in the conforming range
• Multi-unit homes (2–4 units) are also seeing increases — making investment properties more accessible

⚠️ These are early adoption limits (lenders like UWM & Pennymac are already using them). The official 2026 numbers from FHFA will be announced later this year.
Thinking of buying or refinancing? Now’s the time to see how this higher limit could expand your options. 📲 Let’s run the numbers together.

Florida buyers & homeowners — here’s the scoop:
The conforming loan limit for one-unit homes is already being honored at $819,000, up from $806,500.

🔑 Why this matters:
• Conforming loans = easier qualifying, faster processing, and often better rates compared to jumbo loans

• Higher limits give you more buying power while keeping you in the conforming range
• Multi-unit homes (2–4 units) are also seeing increases — making investment properties more accessible

⚠️ These are early adoption limits (lenders like UWM & Pennymac are already using them). The official 2026 numbers from FHFA will be announced later this year.
Thinking of buying or refinancing? Now’s the time to see how this higher limit could expand your options. 📲 Let’s run the numbers together.

Wait… what are closing costs? 🤔
It’s one of the most common questions we hear during the pre-approval process.
Here’s the deal → closing costs aren’t “random extra fees.” They’re the essentials that make sure your home (and your investment) are protected.
Think of it like this:
✔️ Appraisal fees = double-checking the home is worth the price
✔️ Inspection fees = making sure you don’t buy a money pit
✔️ Legal/title fees = confirming the home is truly yours, no hidden surprises later
It can feel like a lot at first, but once you understand the why, everything clicks—bringing you one step closer to those keys in hand. 🔑✨

Wait… what are closing costs? 🤔
It’s one of the most common questions we hear during the pre-approval process.
Here’s the deal → closing costs aren’t “random extra fees.” They’re the essentials that make sure your home (and your investment) are protected.
Think of it like this:
✔️ Appraisal fees = double-checking the home is worth the price
✔️ Inspection fees = making sure you don’t buy a money pit
✔️ Legal/title fees = confirming the home is truly yours, no hidden surprises later
It can feel like a lot at first, but once you understand the why, everything clicks—bringing you one step closer to those keys in hand. 🔑✨

When @a1.lending said ‘it’s not clocking to you that I’m standing on business’ 🫡💼 …that’s Gen Z energy translated into homeownership goals.

Did you know just over 26% of Gen Zers owned a home in 2024?

At Select Lending, we speak all languages—Fluent Gen Z, Millennial, Boomer—and help everyone move from renting the vibe to owning the address. 🏡✨

#SelectLending #GenZtoHomeowner #MortgageMadeEasy #TuesdayVibes

When @a1.lending said ‘it’s not clocking to you that I’m standing on business’ 🫡💼 …that’s Gen Z energy translated into homeownership goals.

Did you know just over 26% of Gen Zers owned a home in 2024?

At Select Lending, we speak all languages—Fluent Gen Z, Millennial, Boomer—and help everyone move from renting the vibe to owning the address. 🏡✨

#SelectLending #GenZtoHomeowner #MortgageMadeEasy #TuesdayVibes

That magical moment: you hear the words “Clear to Close!” 🎉
Feels like the finish line, right? Almost like nothing can derail your closing now.
Here’s the catch → Clear to Close doesn’t mean you’re completely in the clear. Your lender will still do a last-minute review of your job + credit before giving you the keys.
🚫 New credit card?
🚫 Big car purchase?
🚫 Job change?
Any of these could put your closing at risk.
✨ Pro tip: Once you’re Clear to Close, stay steady until those keys are officially in your hand.
#SelectLending #ClearToClose #MortgageTips #HomeLoanProcess #SouthFloridaHomes #MortgageEducation #HomeBuyingJourney #MortgageMadeEasy #KeysInHand #HomeSweetHome #RealEstateTips #LoanOfficerLife

That magical moment: you hear the words “Clear to Close!” 🎉
Feels like the finish line, right? Almost like nothing can derail your closing now.
Here’s the catch → Clear to Close doesn’t mean you’re completely in the clear. Your lender will still do a last-minute review of your job + credit before giving you the keys.
🚫 New credit card?
🚫 Big car purchase?
🚫 Job change?
Any of these could put your closing at risk.
✨ Pro tip: Once you’re Clear to Close, stay steady until those keys are officially in your hand.
#SelectLending #ClearToClose #MortgageTips #HomeLoanProcess #SouthFloridaHomes #MortgageEducation #HomeBuyingJourney #MortgageMadeEasy #KeysInHand #HomeSweetHome #RealEstateTips #LoanOfficerLife

Last time we checked… Netflix and takeout don’t turn into homeownership 👀
•
We understand that some dreams may seem impossible, but not homeownership. Contact us today to create a PLAN for you. This Dream could be your Reality ✨
•
#friday #fridaymotivation #miami #orlando #homeownership

Last time we checked… Netflix and takeout don’t turn into homeownership 👀
•
We understand that some dreams may seem impossible, but not homeownership. Contact us today to create a PLAN for you. This Dream could be your Reality ✨
•
#friday #fridaymotivation #miami #orlando #homeownership

The last thing you want as a buyer? Finding out after closing that you could’ve locked in a better deal.

Once that moment passes, you’re stuck moving forward with higher payments.

The truth is, too many buyers this year paid more than they had to—simply because they didn’t know how to use points, grants, or lender credits to their advantage. With the right strategy, a lot of that extra cost could’ve been avoided.

So how do you make sure you’re not part of that statistic?
✨ Shop smart—not just fast
✨ Compare more than one option
✨ Partner with a mortgage pro (hello 👋) who understands local + national programs
At Select Lending, we help buyers:
✔️ Lower their rate with strategies like point buy-downs
✔️ Access first-time buyer and relocation programs
✔️ Skip the “one-size-fits-all” quotes that banks push

If you’re planning to buy this fall—or preparing for 2026—let’s talk.

📩 DM us today and we’ll build a plan that fits your budget, not just the bank’s.

#SelectLending #HomeBuyingTips #MortgageMadeSimple #SouthFloridaHomes #BuySmart #MortgageStrategy #FirstTimeBuyer #MortgageBroker #HomeOwnershipGoals #LoanPrograms #MortgageTips #HouseHunting #SmartHomeBuying #PreApproval

The last thing you want as a buyer? Finding out after closing that you could’ve locked in a better deal.

Once that moment passes, you’re stuck moving forward with higher payments.

The truth is, too many buyers this year paid more than they had to—simply because they didn’t know how to use points, grants, or lender credits to their advantage. With the right strategy, a lot of that extra cost could’ve been avoided.

So how do you make sure you’re not part of that statistic?
✨ Shop smart—not just fast
✨ Compare more than one option
✨ Partner with a mortgage pro (hello 👋) who understands local + national programs
At Select Lending, we help buyers:
✔️ Lower their rate with strategies like point buy-downs
✔️ Access first-time buyer and relocation programs
✔️ Skip the “one-size-fits-all” quotes that banks push

If you’re planning to buy this fall—or preparing for 2026—let’s talk.

📩 DM us today and we’ll build a plan that fits your budget, not just the bank’s.

#SelectLending #HomeBuyingTips #MortgageMadeSimple #SouthFloridaHomes #BuySmart #MortgageStrategy #FirstTimeBuyer #MortgageBroker #HomeOwnershipGoals #LoanPrograms #MortgageTips #HouseHunting #SmartHomeBuying #PreApproval

✨ Mondays feel better when you picture this… and owning your own home. 🏡💭

From slow mornings to cooking together, unwinding with music, or rolling out the yoga mat—homeownership means creating your version of peace.

Your lifestyle, your space, your home. Let’s make it happen.

#MondayMotivation #ThisCouldBeYours #HomeGoals #MortgageMadeSimple #SelectLending

✨ Mondays feel better when you picture this… and owning your own home. 🏡💭

From slow mornings to cooking together, unwinding with music, or rolling out the yoga mat—homeownership means creating your version of peace.

Your lifestyle, your space, your home. Let’s make it happen.

#MondayMotivation #ThisCouldBeYours #HomeGoals #MortgageMadeSimple #SelectLending

🎉 Llamazares Closing Day! 🏡✨ There’s nothing better than helping first-time buyers unlock the door to their new home. With the condo already approved through our lender, the process was smooth, seamless, and stress-free—just the way it should be 🙌
Congrats to the Llamazares family on this exciting new chapter! 💙
#SelectLending #ClearToClose #FirstTimeHomebuyer #CondoLiving #FloridaHomes #HomeGoals #ClosedWithSelect

🎉 Llamazares Closing Day! 🏡✨ There’s nothing better than helping first-time buyers unlock the door to their new home. With the condo already approved through our lender, the process was smooth, seamless, and stress-free—just the way it should be 🙌
Congrats to the Llamazares family on this exciting new chapter! 💙
#SelectLending #ClearToClose #FirstTimeHomebuyer #CondoLiving #FloridaHomes #HomeGoals #ClosedWithSelect

🚫 Myth: FHA loans are only for first-time homebuyers.
✅ Truth: FHA loans can be used by any qualified borrower, whether it’s your first home or your fifth.

Here’s why FHA might make sense for you:
🔹 Low down payment — as little as 3.5% down (not just 3% conventional).
🔹 Flexible credit guidelines — often easier approval compared to conventional loans.
🔹 Assumable loans — meaning future buyers can take over your low FHA rate if you sell.
🔹 Competitive interest rates — sometimes lower than conventional.

So whether you’re just starting out or buying again, FHA is worth exploring. 🏡

At Select Lending, we walk you through the options to find the strategy that fits YOUR goals—not just the myths you hear online.

💬 Curious if FHA is right for you? DM us today!

#SelectLending #FHALoansExplained #MortgageEducation #FHALoan #MortgageTips #HomeLoanOptions #SouthFloridaRealEstate

🚫 Myth: FHA loans are only for first-time homebuyers.
✅ Truth: FHA loans can be used by any qualified borrower, whether it’s your first home or your fifth.

Here’s why FHA might make sense for you:
🔹 Low down payment — as little as 3.5% down (not just 3% conventional).
🔹 Flexible credit guidelines — often easier approval compared to conventional loans.
🔹 Assumable loans — meaning future buyers can take over your low FHA rate if you sell.
🔹 Competitive interest rates — sometimes lower than conventional.

So whether you’re just starting out or buying again, FHA is worth exploring. 🏡

At Select Lending, we walk you through the options to find the strategy that fits YOUR goals—not just the myths you hear online.

💬 Curious if FHA is right for you? DM us today!

#SelectLending #FHALoansExplained #MortgageEducation #FHALoan #MortgageTips #HomeLoanOptions #SouthFloridaRealEstate

🇺🇸 This Labor Day, we honor the hard work, dedication, and determination that keep our communities strong.

At Select Lending, we know every dream home is built on the foundation of hard work—and we’re proud to help turn that effort into homeownership. 🏡✨

Wishing you a safe, relaxing, and well-deserved holiday!

#LaborDay #SelectLending #CommunityStrong #Homeownership

🇺🇸 This Labor Day, we honor the hard work, dedication, and determination that keep our communities strong.

At Select Lending, we know every dream home is built on the foundation of hard work—and we’re proud to help turn that effort into homeownership. 🏡✨

Wishing you a safe, relaxing, and well-deserved holiday!

#LaborDay #SelectLending #CommunityStrong #Homeownership

👀 When I hear someone say “mortgage… investment property… lender”
You already know I’m creeping closer like… tell me more! 😂

Because let’s be real—those words mean opportunity.
And helping you turn conversations into closings? That’s our favorite part of the job.

Happy Friday, friends—may your weekend bring good vibes and maybe a little real estate talk. 🏡✨

#FridayFeels #MortgageHumor #SelectLending #InvestmentProperty #MortgageBroker

👀 When I hear someone say “mortgage… investment property… lender”
You already know I’m creeping closer like… tell me more! 😂

Because let’s be real—those words mean opportunity.
And helping you turn conversations into closings? That’s our favorite part of the job.

Happy Friday, friends—may your weekend bring good vibes and maybe a little real estate talk. 🏡✨

#FridayFeels #MortgageHumor #SelectLending #InvestmentProperty #MortgageBroker

It’s #ThursdayTip time 📝
You’ve got your pre-approval—amazing! 🙌 But don’t let excitement throw your loan off track.

Here are 3️⃣ things you’ll want to avoid after getting pre-approved:
1. Opening new credit cards 🛑
2. Making big, financed purchases (furniture, cars, etc.) 🛋️🚗
3. Switching jobs without a heads up 💼

Think of it like this: your financial picture needs to stay steady until closing day. Keep it calm, keep it consistent, and keep your keys on track. 🏡✨

#MortgageTips #ThursdayTips #SelectLending #HomeBuyingJourney

It’s #ThursdayTip time 📝
You’ve got your pre-approval—amazing! 🙌 But don’t let excitement throw your loan off track.

Here are 3️⃣ things you’ll want to avoid after getting pre-approved:
1. Opening new credit cards 🛑
2. Making big, financed purchases (furniture, cars, etc.) 🛋️🚗
3. Switching jobs without a heads up 💼

Think of it like this: your financial picture needs to stay steady until closing day. Keep it calm, keep it consistent, and keep your keys on track. 🏡✨

#MortgageTips #ThursdayTips #SelectLending #HomeBuyingJourney

Every dog deserves a yard to run in 🐾
Happy #NationalDogDay! 🐶🐾
Big yard, cozy condo, or pet-friendly space—wherever you and your furry best friend feel at home, we can help you get there.
Drop a pic of your pup in the comments—we’d love to see your four-legged family members! 🏡❤️
#SelectLending #HomeSweetHome

Every dog deserves a yard to run in 🐾
Happy #NationalDogDay! 🐶🐾
Big yard, cozy condo, or pet-friendly space—wherever you and your furry best friend feel at home, we can help you get there.
Drop a pic of your pup in the comments—we’d love to see your four-legged family members! 🏡❤️
#SelectLending #HomeSweetHome

✨ Monday Motivation ✨
The right week starts with the right plan.
Getting pre-approved doesn’t just make you a stronger buyer—it gives you clarity, confidence, and control.
Start your week knowing exactly where you stand. 💪🏡
#MortgageTips #MondayMotivation #SelectLending

✨ Monday Motivation ✨
The right week starts with the right plan.
Getting pre-approved doesn’t just make you a stronger buyer—it gives you clarity, confidence, and control.
Start your week knowing exactly where you stand. 💪🏡
#MortgageTips #MondayMotivation #SelectLending

✨ Lights. Camera. Mortgage Magic. ✨
Behind the scenes of our Orlando content day 🎬 — because mortgages aren’t just numbers and paperwork, they’re stories, strategy, and real people making homeownership happen.

We’re showing up online so you can see the faces, the passion, and the dedication behind Select Lending. 💼 and did we mention we service clients throughout Florida!? 👀

Stay tuned — this is just the beginning. 👀

#SelectLending #MortgageMadeSimple #BehindTheScenes #OrlandoRealEstate #HomeBuyingJourney

✨ Lights. Camera. Mortgage Magic. ✨
Behind the scenes of our Orlando content day 🎬 — because mortgages aren’t just numbers and paperwork, they’re stories, strategy, and real people making homeownership happen.

We’re showing up online so you can see the faces, the passion, and the dedication behind Select Lending. 💼 and did we mention we service clients throughout Florida!? 👀

Stay tuned — this is just the beginning. 👀

#SelectLending #MortgageMadeSimple #BehindTheScenes #OrlandoRealEstate #HomeBuyingJourney

Falling for a home before getting pre-approved?
That’s a heartbreak waiting to happen. 💔🏡
No pre-approval = no offer, no action… just frustration.
In today’s market, sellers want proof you’re serious—not just good vibes.
With the right pre-approval, you can:
✅ Lock in a competitive rate
✅ Stand out in a multiple-offer situation
✅ Move FAST when you find “the one”
Don’t let your dream home slip away.
Comment READY below, and we’ll break down your buying power—no pressure, just clarity.
#SelectLending #MortgageTips #GetPreApproved #HomeBuyingJourney #SouthFloridaHomes #FirstTimeBuyer #HomeBuyingTips #PreApprovalMatters #FloridaRealEstate #RealEstateTips #HomeLoanHelp #MortgageBroker #HouseHunting

Falling for a home before getting pre-approved?
That’s a heartbreak waiting to happen. 💔🏡
No pre-approval = no offer, no action… just frustration.
In today’s market, sellers want proof you’re serious—not just good vibes.
With the right pre-approval, you can:
✅ Lock in a competitive rate
✅ Stand out in a multiple-offer situation
✅ Move FAST when you find “the one”
Don’t let your dream home slip away.
Comment READY below, and we’ll break down your buying power—no pressure, just clarity.
#SelectLending #MortgageTips #GetPreApproved #HomeBuyingJourney #SouthFloridaHomes #FirstTimeBuyer #HomeBuyingTips #PreApprovalMatters #FloridaRealEstate #RealEstateTips #HomeLoanHelp #MortgageBroker #HouseHunting

✨ Just Closed! ✨
Congrats to the Ramirez family on becoming first-time homeowners! 🏡💛
They purchased a beautiful condo in Pembroke Pines with just 3% down — and because it was already approved, the process was quick, smooth, and stress-free. 🙌
Bonus win: we secured a 3% seller credit to help with closing costs. 💰
Here’s to new beginnings and building memories in your new home! 🎉
#JustClosed #SelectLending #PembrokePinesRealEstate #FirstTimeHomeBuyer #ClosingDay #HomeSweetHome #MortgageTips #SouthFloridaHomes #SellerCredit #3PercentDown

✨ Just Closed! ✨
Congrats to the Ramirez family on becoming first-time homeowners! 🏡💛
They purchased a beautiful condo in Pembroke Pines with just 3% down — and because it was already approved, the process was quick, smooth, and stress-free. 🙌
Bonus win: we secured a 3% seller credit to help with closing costs. 💰
Here’s to new beginnings and building memories in your new home! 🎉
#JustClosed #SelectLending #PembrokePinesRealEstate #FirstTimeHomeBuyer #ClosingDay #HomeSweetHome #MortgageTips #SouthFloridaHomes #SellerCredit #3PercentDown

“Can we really ask for that?”
Short answer: Yes.
Longer answer: The right mortgage strategy can make more things possible than you think — especially when it comes to how much cash you bring to closing.
From seller-paid costs to down payment assistance to timing your rate lock, there’s more than one way to get creative with your financing — without overcomplicating the process.
At Select Lending, we don’t just get you approved. We help you plan around real life, so your loan fits you — not the other way around.
💬 Ready to explore options that go beyond “what’s your rate?” Let’s talk.
#SelectLending #HomeLoanTips #MortgageStrategy #SouthFloridaRealEstate #DownPaymentAssistance #ClosingCostHelp #HomeLoanOptions #FirstTimeHomeBuyer #MortgageExpert

“Can we really ask for that?”
Short answer: Yes.
Longer answer: The right mortgage strategy can make more things possible than you think — especially when it comes to how much cash you bring to closing.
From seller-paid costs to down payment assistance to timing your rate lock, there’s more than one way to get creative with your financing — without overcomplicating the process.
At Select Lending, we don’t just get you approved. We help you plan around real life, so your loan fits you — not the other way around.
💬 Ready to explore options that go beyond “what’s your rate?” Let’s talk.
#SelectLending #HomeLoanTips #MortgageStrategy #SouthFloridaRealEstate #DownPaymentAssistance #ClosingCostHelp #HomeLoanOptions #FirstTimeHomeBuyer #MortgageExpert

🚨 Repeat Client Alert! 🚨
In less than 2 years, she’s back—buying her 2nd property 🏡🙌
This time, she scored a $10,000 seller credit 💰
And the best part?

Helping our clients win!

#SelectLending #RepeatClient #SellerCredit #LoanCommitment #KendallClosing #MortgageLife #HomeBuyingJourney #SouthFloridaRealEstate #ClosingDay #2ndHome

🚨 Repeat Client Alert! 🚨
In less than 2 years, she’s back—buying her 2nd property 🏡🙌
This time, she scored a $10,000 seller credit 💰
And the best part?

Helping our clients win!

#SelectLending #RepeatClient #SellerCredit #LoanCommitment #KendallClosing #MortgageLife #HomeBuyingJourney #SouthFloridaRealEstate #ClosingDay #2ndHome

Monday reminder: The best time to start your home plan was yesterday. The second-best time? Today. 🏡✨ Let’s make your next move the smart one — we’ve got the strategy, the numbers, and the local know-how to get you there.
📞 DM us to get started.
#SelectLending #MortgageTips #HomeBuyingJourney #MondayMotivation #MortgageMadeEasy #LoanExperts #FirstTimeHomeBuyer #MortgageStrategy #HomeLoanHelp #LocalLender #MortgageGoals #RealEstateTips #HomeGoals

Monday reminder: The best time to start your home plan was yesterday. The second-best time? Today. 🏡✨ Let’s make your next move the smart one — we’ve got the strategy, the numbers, and the local know-how to get you there.
📞 DM us to get started.
#SelectLending #MortgageTips #HomeBuyingJourney #MondayMotivation #MortgageMadeEasy #LoanExperts #FirstTimeHomeBuyer #MortgageStrategy #HomeLoanHelp #LocalLender #MortgageGoals #RealEstateTips #HomeGoals

🎉 Just Closed – Congrats to Elizabet!
This was one of the smoothest closings to date 🙌
✅ We recycled a previously approved condo project—saving our borrower both time and money
✅ No need for a new condo questionnaire or master insurance policy
✅ We scored an appraisal waiver, eliminating that cost altogether
✅ And best of all… Clear to Close in just 10 days 🔥
When the pieces align, homeownership becomes simple—and we’re here to make that happen for you too.
#JustClosed #ClearToClose #SelectLending #SmartMortgageMoves #AppraisalWaiver #CondoApproval #LoanOfficerLife #SouthFloridaRealEstate #FastClosings #MortgageTips #HomeLoanExperts

🎉 Just Closed – Congrats to Elizabet!
This was one of the smoothest closings to date 🙌
✅ We recycled a previously approved condo project—saving our borrower both time and money
✅ No need for a new condo questionnaire or master insurance policy
✅ We scored an appraisal waiver, eliminating that cost altogether
✅ And best of all… Clear to Close in just 10 days 🔥
When the pieces align, homeownership becomes simple—and we’re here to make that happen for you too.
#JustClosed #ClearToClose #SelectLending #SmartMortgageMoves #AppraisalWaiver #CondoApproval #LoanOfficerLife #SouthFloridaRealEstate #FastClosings #MortgageTips #HomeLoanExperts

📣 HOMETOWN HEROES UPDATE — NOW LIVE!
Florida Housing just released the 2025 Hometown Heroes Program with $50 million in fresh funding to help our local heroes achieve homeownership 🙌

Whether you’re a healthcare worker, teacher, first responder, or public servant — this program could offer you up to $35K in down payment and closing cost assistance 💰

🆕 New for 2025:
✅ Only ONE occupying borrower needs to work in an eligible occupation
✅ Veterans must still meet the job requirement
✅ Co-signers do not qualify for this eligibility

There are also multiple Lunch & Learn webinars this month to get you up to speed—DM us for links or to check if your job qualifies!

📲 Ready to see what you’re eligible for? Let’s build your plan.

#HometownHeroes #FloridaHousing #DownPaymentAssistance #SelectLending #HomeownershipGoals #FloridaRealEstate #MortgageHelp #TeacherLife #NurseLife #FirstResponders #HomeLoans #SouthFloridaHomes #LoanOfficerLife

📣 HOMETOWN HEROES UPDATE — NOW LIVE!
Florida Housing just released the 2025 Hometown Heroes Program with $50 million in fresh funding to help our local heroes achieve homeownership 🙌

Whether you’re a healthcare worker, teacher, first responder, or public servant — this program could offer you up to $35K in down payment and closing cost assistance 💰

🆕 New for 2025:
✅ Only ONE occupying borrower needs to work in an eligible occupation
✅ Veterans must still meet the job requirement
✅ Co-signers do not qualify for this eligibility

There are also multiple Lunch & Learn webinars this month to get you up to speed—DM us for links or to check if your job qualifies!

📲 Ready to see what you’re eligible for? Let’s build your plan.

#HometownHeroes #FloridaHousing #DownPaymentAssistance #SelectLending #HomeownershipGoals #FloridaRealEstate #MortgageHelp #TeacherLife #NurseLife #FirstResponders #HomeLoans #SouthFloridaHomes #LoanOfficerLife

Monday motivation, brought to you by perseverance. 🏡✨
Bermudez’s closing wasn’t an easy one — but she never gave up. A determined single mom who trusted the process through multiple credit re-scores, file restructures, and system rejections… until we finally got that DU approval. 🙌
Sometimes it’s not about DTI or income — sometimes it’s about being relentless.
And when our clients show up like this?
We match that energy and go all in to secure the best terms possible.
🖤 Congrats to Bermudez and her family — this win was earned.
#JustClosed #SelectLending #HomeownershipJourney #MortgageBrokerLife #SouthFloridaHomes #SingleMomStrong #CreditRepairSuccess #DUApproval #MortgageWins #MondayMotivation #LatinasInRealEstate #HomeLoanExperts #RescoreAndRise #LoanSuccessStories #PreferredByClientsTrustedByRealtors

Monday motivation, brought to you by perseverance. 🏡✨
Bermudez’s closing wasn’t an easy one — but she never gave up. A determined single mom who trusted the process through multiple credit re-scores, file restructures, and system rejections… until we finally got that DU approval. 🙌
Sometimes it’s not about DTI or income — sometimes it’s about being relentless.
And when our clients show up like this?
We match that energy and go all in to secure the best terms possible.
🖤 Congrats to Bermudez and her family — this win was earned.
#JustClosed #SelectLending #HomeownershipJourney #MortgageBrokerLife #SouthFloridaHomes #SingleMomStrong #CreditRepairSuccess #DUApproval #MortgageWins #MondayMotivation #LatinasInRealEstate #HomeLoanExperts #RescoreAndRise #LoanSuccessStories #PreferredByClientsTrustedByRealtors

Thinking of buying or relocating?
Before you get the keys, there are a few things every new homeowner should know.
✅ Which upgrades to hold off on
✅ How to track improvements for future resale
✅ Smart habits that protect your investment from day one
These small steps can make a big difference in your long-term financial success as a homeowner.
📚 Save this for later or share with someone preparing to buy!
#HomeownershipTips #MortgageEducation #SmartHomebuying #SelectLending #NewHomeownerAdvice #RelocationTips #MortgageMatters #FloridaHomes #FirstTimeBuyer #RealEstate101 #BuySmarter #FinanceFriday #SelectSmarter #PreferredByClientsTrustedByRealtors

Thinking of buying or relocating?
Before you get the keys, there are a few things every new homeowner should know.
✅ Which upgrades to hold off on
✅ How to track improvements for future resale
✅ Smart habits that protect your investment from day one
These small steps can make a big difference in your long-term financial success as a homeowner.
📚 Save this for later or share with someone preparing to buy!
#HomeownershipTips #MortgageEducation #SmartHomebuying #SelectLending #NewHomeownerAdvice #RelocationTips #MortgageMatters #FloridaHomes #FirstTimeBuyer #RealEstate101 #BuySmarter #FinanceFriday #SelectSmarter #PreferredByClientsTrustedByRealtors

📍JUST CLOSED | Estrabao & Naranjo
First-time buyers. Low credit. Limited savings.
But we had a plan—and a team that showed up 💪
✔️ Improved their credit score over time
✔️ Negotiated 3% in seller concessions
✔️ Plus $1,000 from the buyer’s agent and lender toward closing
The result? Keys in hand and a home to call their own 🏡✨
When you work with the right team, homeownership is possible.
Thinking of buying but not sure where to start? Let’s make a plan.
📲 Call Select Lending today.
#JustClosed #FirstTimeHomeBuyer #HomeownershipJourney #CreditRepairSuccess #SellerConcessions #SouthFloridaHomes #SelectLending #MortgageSuccess #ClosedWithSelect #DreamHome #HomeLoanExperts #BilingualLenders #BuyWithConfidence #RealEstateWins #HomeGoals #KeysInHand #SouthFloridaRealEstate #ThursdayClosing #MortgageTeamYouCanTrust

📍JUST CLOSED | Estrabao & Naranjo
First-time buyers. Low credit. Limited savings.
But we had a plan—and a team that showed up 💪
✔️ Improved their credit score over time
✔️ Negotiated 3% in seller concessions
✔️ Plus $1,000 from the buyer’s agent and lender toward closing
The result? Keys in hand and a home to call their own 🏡✨
When you work with the right team, homeownership is possible.
Thinking of buying but not sure where to start? Let’s make a plan.
📲 Call Select Lending today.
#JustClosed #FirstTimeHomeBuyer #HomeownershipJourney #CreditRepairSuccess #SellerConcessions #SouthFloridaHomes #SelectLending #MortgageSuccess #ClosedWithSelect #DreamHome #HomeLoanExperts #BilingualLenders #BuyWithConfidence #RealEstateWins #HomeGoals #KeysInHand #SouthFloridaRealEstate #ThursdayClosing #MortgageTeamYouCanTrust

I’ve heard it all.
From “you need to be rich” to “wait for the rates to drop” — the mortgage myths are LOUD in South Florida right now.

But the buyers actually winning in this market?
They’re not falling for fear-based propaganda.
They’re getting the facts, building a plan, and moving forward now — even with less than 20% down, even with student loans, even while self-employed.

You don’t need to be perfect.
You just need to be informed.
Let’s build your strategy.

👇 Comment “PLAN” if you’re ready to learn what’s actually possible.

—

📍 Hashtags (South Florida-specific)
#SouthFloridaRealEstate #MiamiMortgage #FloridaHomeLoans #BrowardHomes #PalmBeachRealEstate #MiamiHomebuyers #MortgageMyths #FloridaLiving #FirstTimeBuyerFL #SelectLending #HomebuyingJourney #RealTalkRealEstate

I’ve heard it all.
From “you need to be rich” to “wait for the rates to drop” — the mortgage myths are LOUD in South Florida right now.

But the buyers actually winning in this market?
They’re not falling for fear-based propaganda.
They’re getting the facts, building a plan, and moving forward now — even with less than 20% down, even with student loans, even while self-employed.

You don’t need to be perfect.
You just need to be informed.
Let’s build your strategy.

👇 Comment “PLAN” if you’re ready to learn what’s actually possible.

—

📍 Hashtags (South Florida-specific)
#SouthFloridaRealEstate #MiamiMortgage #FloridaHomeLoans #BrowardHomes #PalmBeachRealEstate #MiamiHomebuyers #MortgageMyths #FloridaLiving #FirstTimeBuyerFL #SelectLending #HomebuyingJourney #RealTalkRealEstate

Early mornings in Miami remind us: success starts with showing up.
Let’s get after it—one client, one closing, one goal at a time.
🏡☕ #SelectLending #MiamiMortgagePros #MondayMotivation

Early mornings in Miami remind us: success starts with showing up.
Let’s get after it—one client, one closing, one goal at a time.
🏡☕ #SelectLending #MiamiMortgagePros #MondayMotivation

Let me tell you about a text that nearly cost our client her dream home…
✅ Pre-approved
✅ Found the house
✅ Offer accepted
We were this close to the finish line when we got the message:
“I just got approved for a furniture card! I couldn’t wait—ordered the couch!” 😬
Y’all… our hearts dropped. Not because we weren’t thrilled for her, but because lenders pull credit again before closing—and new accounts or big purchases can throw everything off.
Here’s your PSA:
Pre-approval is the green light to shop for a home, not furniture.
Avoid:
🚫 Opening new credit
🚫 Making big purchases
🚫 Moving large sums around
The goal?
✔️ Keep it clean
✔️ Keep it stable
✔️ Keep your closing on track
Tag your favorite impulsive shopper or save this for when it’s your turn in escrow 🛋️🗝️
#SelectLending #FridayMortgageTip #HomeBuying101 #MortgageDoAndDonts #PreferredByClients #TrustedByRealtors

Let me tell you about a text that nearly cost our client her dream home…
✅ Pre-approved
✅ Found the house
✅ Offer accepted
We were this close to the finish line when we got the message:
“I just got approved for a furniture card! I couldn’t wait—ordered the couch!” 😬
Y’all… our hearts dropped. Not because we weren’t thrilled for her, but because lenders pull credit again before closing—and new accounts or big purchases can throw everything off.
Here’s your PSA:
Pre-approval is the green light to shop for a home, not furniture.
Avoid:
🚫 Opening new credit
🚫 Making big purchases
🚫 Moving large sums around
The goal?
✔️ Keep it clean
✔️ Keep it stable
✔️ Keep your closing on track
Tag your favorite impulsive shopper or save this for when it’s your turn in escrow 🛋️🗝️
#SelectLending #FridayMortgageTip #HomeBuying101 #MortgageDoAndDonts #PreferredByClients #TrustedByRealtors

Please help us welcome Melany Maltez to the Select Lending family! 🎉
With her passion for people and dedication to doing things the right way, we know she’s going to make a big impact.
Let’s make home happen — together. 🏡🤎
#WelcomeToTheTeam #SelectLending #LoanPartner #MortgageExperts #TeamworkMatters #MelanyMaltez #HomeGoals #MortgageWithHeart

Please help us welcome Melany Maltez to the Select Lending family! 🎉
With her passion for people and dedication to doing things the right way, we know she’s going to make a big impact.
Let’s make home happen — together. 🏡🤎
#WelcomeToTheTeam #SelectLending #LoanPartner #MortgageExperts #TeamworkMatters #MelanyMaltez #HomeGoals #MortgageWithHeart

Where you get your loan matters�—but who you get it with? That can change everything.
At Select Lending, we’re more than a transaction. We’re your strategy team, your guide, your biggest advocates. From creative solutions to fast communication and a smooth close, we’re here to make it happen—on your terms.
Let’s build your plan together 🏡
#SelectLending #MortgageMadeSimple #HomeLoanExperts #LoanOfficersWhoCare #RealEstateSupport #SouthFloridaHomes

Where you get your loan matters—but who you get it with? That can change everything.
At Select Lending, we’re more than a transaction. We’re your strategy team, your guide, your biggest advocates. From creative solutions to fast communication and a smooth close, we’re here to make it happen—on your terms.
Let’s build your plan together 🏡
#SelectLending #MortgageMadeSimple #HomeLoanExperts #LoanOfficersWhoCare #RealEstateSupport #SouthFloridaHomes

You don’t have to have it all figured out.
You just need a plan—and the right team behind you.
From that first conversation to your first set of keys, Select Lending is here to guide you every step of the way.
📍 Whether it’s your first home, your next one, or the forever kind—
it all starts with a pre-approval.
✨ Let’s talk strategy. Let’s build something real.
#SelectLending #YourHomeTeam #MortgageMadeSimple #SouthFloridaHomes #PreApprovalPower #MakeItHome

You don’t have to have it all figured out.
You just need a plan—and the right team behind you.
From that first conversation to your first set of keys, Select Lending is here to guide you every step of the way.
📍 Whether it’s your first home, your next one, or the forever kind—
it all starts with a pre-approval.
✨ Let’s talk strategy. Let’s build something real.
#SelectLending #YourHomeTeam #MortgageMadeSimple #SouthFloridaHomes #PreApprovalPower #MakeItHome

Think you don’t qualify to buy a home right now? You’re not alone.
Most buyers don’t start out with perfect credit, ideal savings, or the “right” income situation.
But that doesn’t mean it’s a no—it just means it’s a not yet.

Whether it’s:
→ Credit that needs a little love
→ Debt that feels like it’s in the way
→ Unsteady income
→ Or savings that aren’t quite there...
We help you turn “not yet” into a game plan.
Swipe through to see four common hurdles—and the steps that can get you closer to homeownership.

📲 Ready to see where you stand? We’re just a message away.

#SelectLending #MortgageTips #HomeownershipJourney #CreditHelp #BuyAHome #MortgageGamePlan #SouthFloridaRealEstate #FirstTimeHomebuyer

Think you don’t qualify to buy a home right now? You’re not alone.
Most buyers don’t start out with perfect credit, ideal savings, or the “right” income situation.
But that doesn’t mean it’s a no—it just means it’s a not yet.

Whether it’s:
→ Credit that needs a little love
→ Debt that feels like it’s in the way
→ Unsteady income
→ Or savings that aren’t quite there...
We help you turn “not yet” into a game plan.
Swipe through to see four common hurdles—and the steps that can get you closer to homeownership.

📲 Ready to see where you stand? We’re just a message away.

#SelectLending #MortgageTips #HomeownershipJourney #CreditHelp #BuyAHome #MortgageGamePlan #SouthFloridaRealEstate #FirstTimeHomebuyer

If you know, you know.
Being part of Select Lending isn’t just about interest rates and loan programs.
It’s brainstorming content at midnight, walking buyers through pre-approval vs. pre-qualification (again), and replying to “sorry to bug you…” texts with a smile 😅
But honestly? We wouldn’t have it any other way.
Because this is more than a job—it’s the dream we’re building.
One loan. One laugh. One rate check at a time.
#SelectLending #MortgageLife #LoanOfficerChronicles #BuiltNotBought #TeamSelect #HomeLoanExperts

If you know, you know.
Being part of Select Lending isn’t just about interest rates and loan programs.
It’s brainstorming content at midnight, walking buyers through pre-approval vs. pre-qualification (again), and replying to “sorry to bug you…” texts with a smile 😅
But honestly? We wouldn’t have it any other way.
Because this is more than a job—it’s the dream we’re building.
One loan. One laugh. One rate check at a time.
#SelectLending #MortgageLife #LoanOfficerChronicles #BuiltNotBought #TeamSelect #HomeLoanExperts

When we were working with a first-time buyer last month, their loan application hit a snag—their credit score was just a few points too low to qualify for the best rate.
But instead of waiting months to improve it the slow way, we asked a simple question:
“Do you have a family member or close friend with strong credit?”
Why? Because becoming an authorized user on someone else’s well-managed credit card can give your score a quick boost.
Here’s how it works:
👉 You benefit from their strong credit history
👉 Their low balances and on-time payments help raise your score
👉 You’re not responsible for their debt
In this case, our client’s parents added them to a long-standing card with excellent history—and just a few weeks later, their score jumped.
They locked in the better rate, and we moved forward. 🙌
It’s not magic—it’s smart mortgage strategy.
Buying soon? Let’s build a personalized game plan to help you get the best terms possible.

📩 DM us the word “GUIDE” for a free 10-minute strategy session—packed with tips most buyers never hear about.

💬 Save this post, share it with a friend, and remember: at Select Lending, we don’t just do loans—we solve problems.

#SelectLending #CreditTips #MortgageStrategy #HomeLoanHelp #MortgageExpert #FirstTimeHomebuyer #AuthorizedUserHack #CreditScoreBoost #LoanApproval #MortgageTips #HomeBuyingJourney #BuySmart #FinancialLiteracy #MortgageSolutions

When we were working with a first-time buyer last month, their loan application hit a snag—their credit score was just a few points too low to qualify for the best rate.
But instead of waiting months to improve it the slow way, we asked a simple question:
“Do you have a family member or close friend with strong credit?”
Why? Because becoming an authorized user on someone else’s well-managed credit card can give your score a quick boost.
Here’s how it works:
👉 You benefit from their strong credit history
👉 Their low balances and on-time payments help raise your score
👉 You’re not responsible for their debt
In this case, our client’s parents added them to a long-standing card with excellent history—and just a few weeks later, their score jumped.
They locked in the better rate, and we moved forward. 🙌
It’s not magic—it’s smart mortgage strategy.
Buying soon? Let’s build a personalized game plan to help you get the best terms possible.

📩 DM us the word “GUIDE” for a free 10-minute strategy session—packed with tips most buyers never hear about.

💬 Save this post, share it with a friend, and remember: at Select Lending, we don’t just do loans—we solve problems.

#SelectLending #CreditTips #MortgageStrategy #HomeLoanHelp #MortgageExpert #FirstTimeHomebuyer #AuthorizedUserHack #CreditScoreBoost #LoanApproval #MortgageTips #HomeBuyingJourney #BuySmart #FinancialLiteracy #MortgageSolutions

Self-employed and dreaming of homeownership? Let’s talk about the power of your P&L.
When applying for an FHA loan, self-employed borrowers are usually asked to provide two years of tax returns—but what if your income this year is better than ever?
That’s where a year-to-date Profit and Loss (P&L) statement can work in your favor. It helps lenders see the full pictureof your income, especially if you’re applying after the first quarter of the year. 💼
📌 A strong, CPA-prepared P&L can:
    •    Show your business is stable and profitable
    •    Help you qualify with today’s income, not last year’s taxes
    •    Supplement your loan file if you’ve made big financial improvements
❗Heads up: FHA loans don’t accept “P&L only” (stated income) files like some Non-QM products do—but when used correctly, a P&L is a powerful supporting document that can push your file across the finish line.
📝 Moral of the story? If you’re self-employed, documentation strategy matters. Let’s work together to build a file that tells your financial story clearly—and gets you to the closing table.
📲 DM us or tap the link in bio to learn more.

Self-employed and dreaming of homeownership? Let’s talk about the power of your P&L.
When applying for an FHA loan, self-employed borrowers are usually asked to provide two years of tax returns—but what if your income this year is better than ever?
That’s where a year-to-date Profit and Loss (P&L) statement can work in your favor. It helps lenders see the full pictureof your income, especially if you’re applying after the first quarter of the year. 💼
📌 A strong, CPA-prepared P&L can:
    •    Show your business is stable and profitable
    •    Help you qualify with today’s income, not last year’s taxes
    •    Supplement your loan file if you’ve made big financial improvements
❗Heads up: FHA loans don’t accept “P&L only” (stated income) files like some Non-QM products do—but when used correctly, a P&L is a powerful supporting document that can push your file across the finish line.
📝 Moral of the story? If you’re self-employed, documentation strategy matters. Let’s work together to build a file that tells your financial story clearly—and gets you to the closing table.
📲 DM us or tap the link in bio to learn more.

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